[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ror.sk\/ake-ciele-by-ste-mali-zvazit-pri-dochodkovom-sporeni\/#Article","mainEntityOfPage":"https:\/\/www.ror.sk\/ake-ciele-by-ste-mali-zvazit-pri-dochodkovom-sporeni\/","headline":"Ak\u00e9 ciele by ste mali zv\u00e1\u017ei\u0165 pri d\u00f4chodkovom sporen\u00ed?","name":"Ak\u00e9 ciele by ste mali zv\u00e1\u017ei\u0165 pri d\u00f4chodkovom sporen\u00ed?","description":"Ciele d\u00f4chodkov\u00e9ho sporenia sa ur\u010dite l\u00ed\u0161ia medzi \u013eu\u010fmi v z\u00e1vislosti od veku, zdravotn\u00e9ho stavu, rodinn\u00e9ho<a href=\"https:\/\/www.ror.sk\/ake-ciele-by-ste-mali-zvazit-pri-dochodkovom-sporeni\/\" class=\"bizfit-read-more\">Continue Reading<i class=\"fa fa-long-arrow-right\" aria-hidden=\"true\"><\/i><\/a>","datePublished":"2025-03-02","dateModified":"2025-03-02","author":{"@type":"Person","@id":"https:\/\/www.ror.sk\/author\/#Person","name":"","url":"https:\/\/www.ror.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/212a6ea425a80cff3df937dbbc230f07127cee4fead311d1e3d946308365d666?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/212a6ea425a80cff3df937dbbc230f07127cee4fead311d1e3d946308365d666?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ror.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ror.sk\/wp-content\/uploads\/img_a291926_w16568_t1539248936.jpg","url":"https:\/\/www.ror.sk\/wp-content\/uploads\/img_a291926_w16568_t1539248936.jpg","height":0,"width":0},"url":"https:\/\/www.ror.sk\/ake-ciele-by-ste-mali-zvazit-pri-dochodkovom-sporeni\/","wordCount":402,"articleBody":"Ciele d\u00f4chodkov\u00e9ho sporenia sa ur\u010dite l\u00ed\u0161ia medzi \u013eu\u010fmi v z\u00e1vislosti od veku, zdravotn\u00e9ho stavu, rodinn\u00e9ho stavu a po\u010dtu a veku ich det\u00ed. Cie\u013e m\u00f4\u017ee op\u00e4\u0165 z\u00e1visie\u0165 od defin\u00edcie odchodu do d\u00f4chodku. Zatia\u013e \u010do niektor\u00ed definovali odchod do d\u00f4chodku ako \u010das, kedy prestali pracova\u0165 pre in\u00fdch, in\u00ed \u013eudia ho definovali ako de\u0148, ke\u010f prestali pracova\u0165 v\u00f4bec.Ur\u010dili sme, ak\u00e9 ciele by ste mali zv\u00e1\u017ei\u0165 v r\u00e1mci v\u00e1\u0161ho d\u00f4chodkov\u00e9ho sporenia s n\u00e1dejou, \u017ee tieto ciele v\u00e1s povzbudia k maximaliz\u00e1cii va\u0161ich d\u00f4chodkov\u00fdch \u00faspor:Udr\u017eiavanie \u017eivotn\u00e9ho \u0161tandarduUdr\u017eanie \u017eivotn\u00e9ho \u0161tandardu by malo by\u0165 hlavn\u00fdm cie\u013eom d\u00f4chodkov\u00e9ho sporenia. Ak chcete by\u0165 schopn\u00ed jes\u0165 rovnak\u00e9 druhy jedla alebo patri\u0165 do tej istej spolo\u010dnosti aj v d\u00f4chodkovom veku, mali by ste u\u0161etri\u0165 tak\u00fdm sp\u00f4sobom, \u017ee budete na\u010falej pokra\u010dova\u0165 vo va\u0161om \u017eivotnom \u0161t\u00fdle pri odchode do d\u00f4chodku bez toho, aby ste neboli schopn\u00ed zaplati\u0165 po\u017eadovan\u00e9 v\u00fddavky.Zachovanie finan\u010dnej sebesta\u010dnostiKe\u010f\u017ee si nie ste ist\u00ed, \u010di va\u0161e deti bud\u00fa ma\u0165 prostriedky na starostlivos\u0165 o v\u00e1s v\u00a0d\u00f4chodku vzh\u013eadom na s\u00fa\u010dasn\u00e1 stav miezd, zosta\u0165 sebesta\u010dn\u00fd pri odchode do d\u00f4chodku by rozhodne mal by\u0165 jedn\u00fdm z va\u0161ich cie\u013eov.Prenos bohatstva na in\u00fdchJedn\u00fdm z cie\u013eov d\u00f4chodkov\u00e9ho sporenia je odovzda\u0165 nejak\u00e9 bohatstvo druh\u00fdm, \u010di s\u00fa to va\u0161e deti, vn\u00fa\u010dat\u00e1, nad\u00e1cie alebo charity. Ak je toto v\u00e1\u0161 cie\u013e, m\u00f4\u017eete sa vzda\u0165 len toho, \u010do nepotrebujete a zvy\u0161ok bude predstavova\u0165 sumu, ktor\u00e1 presahuje va\u0161e potreby. Aby ste to dosiahli, mus\u00edte u\u0161etri\u0165 viac pe\u0148az\u00ed, k\u00fdm m\u00e1te dostato\u010dn\u00e9 zdroje. Samozrejme, vy\u017eaduje si to viac obety pred kone\u010dn\u00fdm odchodom do d\u00f4chodku.Odchod do d\u00f4chodku v\u010dasOdchod do d\u00f4chodku ove\u013ea sk\u00f4r by mohol by\u0165 lep\u0161\u00ed, preto\u017ee m\u00e1te tendenciu ma\u0165 viac \u010dasu na akt\u00edvnu anga\u017eovanos\u0165, ak ste pred\u010dasne odi\u0161li do d\u00f4chodku. Ak m\u00e1te za cie\u013e od\u00eds\u0165 do d\u00f4chodku sk\u00f4r, mali by ste za\u010da\u0165 sk\u00f4r \u0161etri\u0165 . Pred\u010dasn\u00fd odchod do d\u00f4chodku znamen\u00e1 pred\u013a\u017eenie d\u00f4chodkov\u00e9ho veku.                                                                                                                                                                                                                                                                                                                                                                                        4\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ak\u00e9 ciele by ste mali zv\u00e1\u017ei\u0165 pri d\u00f4chodkovom sporen\u00ed?","item":"https:\/\/www.ror.sk\/ake-ciele-by-ste-mali-zvazit-pri-dochodkovom-sporeni\/#breadcrumbitem"}]}]